Brean Capital analyst Blair Brantley reiterated a Buy rating on Bank of the Ozarks but lowered her price target to $57 from $64, telling investors in a research note that while loan expansion got off to a solid start in Q1, it appears the growth dynamic has changed somewhat as more competitors, irrational pricing/structure and a lower flow of "quality" projects weigh on results at its real estate specialties group. She says that this, in addition to her more guarded NIM outlook, has resulted in a reduction of her EPS estimates. For 2018, she now sees operating EPS of $3.65 from $3.68, while her 2019 operating EPS is down about 6% to $4.05 from $4.30, due primarily to lower spread reserves.