Sees 2021 core MH rate growth of 4.2% and core RV Annual rate growth of 4.5%.

Reports Q4 property operating revenue $261.9M vs. $248.7M last year

Reports Q4 revenue $2.35B, consensus $2.08B. Mr. German Larrea, Chairman of the Board, commenting on the company's progress and current circumstances said: "Thanks to timely implementation of a well-designed COVID-19 protocol, strict hygiene and safety measures are firmly in place at all of our operations. This, coupled with the isolated nature of our physical mining operations and low-density workforce have helped us weather the pandemic. In this context, our units registered high economic contributions that led us to close the year with production records for copper, molybdenum and silver. We produced more than one million tons of our main product, copper, at a very competitive operating cash cost of $0.69 per pound, which attests to the strength of our operating position. The year 2021 began with news of better things to come: several COVID-19 vaccines have been approved and are being rolled out around the globe. We trust that this marks the beginning of the end of the CO ID-19 sanitary crisis. We believe this will open the door to significant economic recovery and drive an uptick in 2021 copper consumption. Accordingly, we believe the copper market will evolve positively, sustained by growth in consumption in China and in other economies."

Reports preliminary Q4 NII $44.58M, consensus $43.88M. Q4 loan loss provision was $1.5M vs. $650K a year ago. Reports Q4 net charge-offs $762K. Book value per share was $45.79 at quarter end vs. $42.29 at previous quarter end. CEO Joseph Turner commented, "We ended a challenging year with strong operating results in Q4. (...) With the recent passage of the Economic Aid Act, we are pleased to participate in the reopening of the Small Business Administration's PPP lending program that provides emergency financial support through federally guaranteed loans for eligible small business customers. For Q4, the company earned $17.8M or $1.28 per diluted common share, vs. $17.9M or $1.24 per diluted common share for the same period in 2019. The earnings per share increase reflects thecCompany's common stock repurchase activities during 2020, with approximately 530,000 shares repurchased at an average price of $41.71".

Reports Q4 revenue $56.8M, consensus $51.93M. Reports Q4 provision for credit losses of $2.0M vs. $1.6M last year and net interest margin 3.71% vs. 4.02% last year. Mark A. Schroeder, CEO, stated, "In the face of all the challenges experienced in 2020 around the COVID-19 pandemic, we are extremely pleased to have been able to post record earnings for both the fourth quarter and for fiscal year 2020. It is only because of the extraordinary efforts of our team of talented financial professionals and the loyalty of our clients, located throughout our footprint in Indiana and Kentucky, that our Company was able to achieve this amazing record of 11 consecutive years of annual record earnings performance and 16 consecutive years of delivering a double digit annual return on shareholders' equity. Very few banking organizations in the country can match this level of consistent, long-term profitability."